Frequently Asked Questions

Can I have more than one loan at a time?

Yes! Buffalo Jewelry & Loan is here to help. You can have as many loans as needed, especially during these uncertain times. 

How long do I have to pick up my loan?

Each store operates in a different county, therefore there are different loan durations. If you are unable to pick up your loan when it comes due, simply pay the finance charges and start the loan all over again. Easy peasy!

When I buy something, does it come with any kind of guarantee? 

Purchase with confidence! Our Protection Plan covers jewelry for up to 1 year and almost everything else for 6 months. Whether you just want to trade in for something else, or upgrade to something better; you get full trade-in value. 

What do I need to get a cash loan or sell something?

Simple. All you need is a valid Driver's License or State Issued ID, be at least 18 years of age, and something of value to loan, sell, or trade!

Do you accept debit and credit cards?

Yes! You can use a debit or credit card to purchase anything that we have for sale. Loan payments are debit and cash, loan redemptions are cash only.

Do active military members receive a discount for loans?

Yes! Active military members, their spouses, and dependents all qualify for a 36% APR loan.